home buying
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Life Style
Is It a Good Time to Buy a House? Let’s Break It Down.
Is now a good time to buy a house? It’s an evergreen question — always relevant — and it’s a…
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Life Style
I Refuse to Sign My Boyfriend’s $5,000/Month Mortgage. Am I Wrong?
Dear Penny, My boyfriend’s mother passed away in April 2022. In 2000, she refinanced her deceased mother’s brownstone. She had…
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Life Style
What Happens After You Make an Offer on a House: Each Step Explained
When you walk into the house of your dreams, it should feel comfortable and peaceful. It should feel like home.…
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Life Style
Does It Ever Make Sense to Refinance at a Higher Interest Rate?
Dear Penny, We recently came into some money and would like to pay down some of our mortgage. But we…
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Life Style
A 9-Step Guide to Navigating Your Purchase
Since 2011, the average price of a house in the U.S. has more than doubled — rising from $176,000 in…
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Life Style
What Are the Pros and Cons of an Adjustable Rate Mortgage?
Adjustable rate mortgages got a really bad reputation during the Great Recession, but now they’re back in a big way.…
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Life Style
Will My Son Get Stuck With My Timeshare When I Die?
Dear Penny, My husband and I purchased several timeshares over the years. (Apparently, I can’t say no.) My husband has…
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Life Style
Are Appliance Extended Warranties Worth It?
When you reach a certain age, home appliance shopping is something to be excited about. It’s easy to drop a…
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Life Style
4 Things Homebuyers Can Do About Today’s High Mortgage Rates
Just when you thought the housing market couldn’t get any tougher, it throws another obstacle at you. Mortgages are getting…
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Life Style
Zero-Down Mortgages? How Big Banks Are Supporting Homeownership
Bank of America recently announced a trial program that offers zero-down mortgages in minority communities in certain metro areas across…
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